
	Don't forget to factor in closing costs when considering a home sale or purchase. Liberty One Realty is experienced at helping both buyers and sellers when it comes to closings. E-mail or call us today at 602-316-0115 if your needs include a real estate pro experienced in the business side of real estate.

Anticipated closing costs

There are certain basic costs linked to closing the sale of a house. These costs are usually divided between the buyer and seller, as dictated in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Arizona to help lead you through the deal.

Closing costs that are tied to your mortgage (Click here for details)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

At closing, the following taxes are usually paid (Click here for details)

Property Taxes
Transfer Taxes and Recording Fees

At closing, these fees are often due (Click here for details)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we negotiate your sale, not only will I work to get the very best sales price, but I'll also push for lower closing costs. And once we've reached an agreement, I'll explain in detail the closing costs so you are informed of exactly where your money is going.

Buyers: If you are buying real estate in Maricopa County, you will get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a reasonable range so you're not surprised when you come to closing time. I'll be happy to look at the GFE with you, answering your questions and highlighting any estimates of concern.

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